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At Patrick McNamara Associates we believe that how a business funds its growth matters almost as much as the growth itself. Sooner or later, most ambitious SMEs reach a point where their plans exceed their cash: a larger premises, new equipment, additional staff, an acquisition or a push into new ma…

We here at Patrick McNamara Associates believe that one of the most important financial decisions facing any successful business owner is also one of the least discussed: what to do with the profit. Once a business begins generating surplus cash, every euro faces a choice. It can be extracted, rewar…

At Patrick McNamara Associates we believe that one of the most overlooked sources of funding for Irish SMEs is not a bank, an investor or a new customer. It is the extensive network of grants and supports already available, waiting to be claimed. Every year, a significant number of Irish businesses…

Here is the hiring article redone with all source references removed.
Hiring in 2026: The Full Financial Cost of a New Employee Beyond the Salary
At Patrick McNamara Associates we believe that hiring is one of the most important investments any SME will ever make, and like every investment, it deser…

The Hidden Tax Cost of Poor Record Keeping: Why Revenue Penalties Are Avoidable
We here at Patrick McNamara Associates believe that few business costs are as frustrating as the avoidable ones, and penalties for poor record keeping sit firmly in that category. Every euro paid to Revenue in fines, int…

At Patrick McNamara Associates we believe that the weeks before year end are among the most valuable in the entire financial calendar. This is the moment when business owners still have time to act, rather than simply record what happened. Cash flow sits at the centre of that opportunity. A business…

The Hidden Risks of Growing Without Regular Financial Health Checks
At Patrick McNamara Associates we believe that growth without regular financial health checks is a little like driving faster without ever glancing at the dashboard. The journey may feel exciting, and for a while everything may appe…

At Patrick McNamara Associates we believe that the best growth plans begin not with ambition, but with understanding. Before any business commits to hiring, expanding premises, launching new services or entering new markets, it should have a clear and honest picture of its existing cost base. Growth…

The Financial Impact of Taking on the Wrong Type of Customer
At Patrick McNamara Associates we believe that not all revenue is equal. In the pursuit of growth, many SMEs operate on the assumption that every new customer is a good customer. Sales targets are met, turnover rises and the orde…

Top 5 Financial Warning Signs That Your Growth Strategy Needs Reviewing
At Patrick McNamara Associates we believe that growth should be a deliberate strategy, not simply an outcome that happens to a business. Many SMEs pursue expansion with energy and ambition, adding customers, staff and services y…